Pros
Nice desk, nice chair and coworkers.
Kontras
No upward options, unless you really, really kiss butt. It is not what you know, it is who you know and how well they like you. The company would rather hire an outside candidate who knows nothing about insurance than top promote from within. And that outside person they just hired? Well, he/she will not be doing their for for at least 4-6 weeks as they sit in a classoroom and get a 1-2 month crash course on the entire world of insurance and claims. But hey, you have worked there for many years and have a huge knowledge of the business, but they would rather you sit right where you are and make less than newly hired colleagues. The company preference is to keep skilled workers paid less until they quit or get fired. Also, the management never listens to real ideas about problems or needed changes. Don't ever point out someone's mistake because the company would rather you ignore it and sweep it away. You will look more and more like a trouble maker and instigator if you find errors or room for improvement.