Pros
You start with doing the chat line for 10 cents a minute when you get enough calls/time you can set your own rate and your own hours. The chat line is 24/7 and you can choose who you talk to. After taxes I made less than 10 dollars an hour. You only get paid when they connect not for waiting on hold or recording your own message. It's a great opportunity if you can get off the chat line, make your own profile and have people call you directly and pay what your set as your rate per minute. There is also chances to sell photos etc.
Kontras
It's one thing to be in to kink, I'm not going to pretend to be underage or unalived even if it's just fantasy play. Nobody was willing to pay the rate I wanted. ($1.99 a minute not much after Talk to me's cut) I think if I got into it in the 90's or 2000's fine especially after COVID way too much competition. I think it would work best for a stripper or Only Fans person that already has an audience/following. I also used real pictures of myself and many used fake photos which probably made them more money. Definitely a lot of ped0phile types lucky for me during COVID at least some were somewhat "normal" Not worth it.