Pros
* When you work for an agent, corporate has no say about how the agency is run * Pays health insurance (some)
Kontras
* Can't write fire through State Farm Florida, they tick off current customers by raising their rates through the roof * Binding autos in Standard business or binding in Miami Dade is harder than pulling teeth * Agents are disconnected with their agency/team and show up whenever they feel like it * State Farm Auto keeps raising their rates - irritating customers * >60% of time spent pacifying customers that have been loyal for 30 years * Too many underwriting cancellations on business that should be kept by company * Agent-field idea box removed from ABS (Corporate got tired of us telling them what they should do) * Nepotism in agency environment * AFO meetings waste people's time * Unrealistic expectations of agent goals based on all of the above * Constant pressure to sell life and bank (Nobody cares about your Bank, State Farm - Get over it and get rid of it!) * No open door policy about team member abuse - Don't like it: Just leave! * Systems are outdated (3 different programs to quote auto insurance) * The pay is a joke (sub $13.00/hr) * Even though we sell life and health, we have to pay a portion of our health and agent wont give us life insurance. * Even though we sell 401Ks, team members can't afford them * No opportunity to move from agency into corporate (unless you know somebody) * Cold calling customers that don't want our products to the point where they cancel their policies so we leave them alone. * Commercial business is non-existant * No recognition from agent when a job is well done * Overworked with followups, quotes, service, and mistakes made by afterhours service